IDX

Listed by Angela Sutton · Courtesy of MC HOMES REALTY INC · 727-432-2181 · Agent MLS ID# MFR260046726 · Deemed reliable but not guaranteed. · Listing updated: Nov 11, 2026 · 3:26 PM

Active

6504 N 21ST ST

Tampa, Hillsborough, FL, 33610

$349,900

$249/sqft

3Beds
3Baths
1,405Sq Ft
1955Built
13Days on Market

About this home

Short Sale. UNBEATABLE TAMPA VALUE! ASSUMABLE LOW 4% VA RATE + BEAT THE DEC. 31ST FLORIDA TAX DEADLINE! Stop scrolling for the ultimate real estate unicorn. Perfect for first time buyers, families, and veterans, this pristine block home combines modern upgrades, absolute peace of mind, and a massive double financial advantage. While a turnkey short sale requiring lender approval, this property is in rare, immaculate condition. Well qualified buyers can bypass today's high market rates by assuming the existing Freedom Mortgage VA loan in the low 4% range. Plus, with Florida’s new Amendment 3 property tax law passed, buyers who establish permanent Florida residency before December 31, 2026, unlock massive expanded homestead exemptions (up to $150,000 in 2027 and $250,000 in 2028 on non school taxes). Wait until after Dec. 31st to establish residency, and you face a 5 year waiting period to qualify! (Already a Florida resident? Close now to let the seller cover the 2026 property tax bill while locking in your homestead status for 2027!) Inside, the bright 3BR/2.5BA open layout is designed for modern living and effortless entertaining. The updated chef's kitchen features premium granite countertops, a massive center island, and stainless appliances. Major updates offer long term peace of mind, including a 2019 roof, plus a new water heater and updated electrical panel completed in 2020. Outside, the massive, fully fenced backyard features a convenient storage shed and plenty of room for kids, pets, and hosting. The prime location delivers unmatched neighborhood charm and urban convenience. Walk just one block to Foster Elementary School or head less than a mile to vibrant local parks. You are minutes from the hot Seminole Heights dining scene (Rooster & the Till, Ella's), USF, Armature Works, Ybor City, and Downtown Tampa, with lightning fast access to I 275 and I 4. Opportunities like this are virtually non existent today. Bypass high prices, capture thousands in tax savings, and lock in a historic interest rate now!

Facts & Features

MFRTB8562471
$349,900
Active
3
3
2
1
1,405 sqft
0.1800
1955
Residential
Single Family Residence
N/A

Community Information

6504 N 21ST ST
Stephen Foster Highlands
Tampa
Hillsborough
FL
33610
No

Amenities

N/A
N/A
No
No
No

Interior

Open Floorplan
Central
Central Air
Luxury Vinyl
N/A
1
Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater, Range

Exterior

Rain Gutters, Private Yard
Block, Stucco
Block
Shingle
N/A
N/A

School Information

N/A
N/A
N/A

Additional Information

October 29, 2026
13
SH-RS
East
No

Mortgage Calculator

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This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. MC HOMES REALTY INC is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

13 days on market

Listing updated: Nov 11, 2026 · 3:26 PM

Listed by: Angela Sutton · 727-519-5893—MC HOMES REALTY INC · 727-432-2181

Updated from Real Estate Market Data

Location

AEAhmed ElbatrawyEmpire Network Realty

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