IDX

Listed by Evan Pedone · Courtesy of ENGEL & VOLKERS MADEIRA BEACH · 727-394-7365 · Agent MLS ID# MFR260042669 · Deemed reliable but not guaranteed. · Listing updated: Sep 11, 2026 · 3:45 PM

Active

478 HARBOR DR N

Indian Rocks Beach, Pinellas, FL, 33785

$2,900,000

$874/sqft

4Beds
5Baths
3,319Sq Ft
1968Built
181Days on Market

About this home

Experience the pinnacle of the Indian Rocks Beach waterfront lifestyle in this beautifully updated coastal retreat, where luxury, boating, and income potential come together on one of the area’s most desirable open water lots. Inside, This spacious home features 4 bedrooms, each with a private en-suite bathroom and an open floor plan designed to maximize the stunning water views in every major living area. Recent 2025 upgrades elevate the home with durable wood-look tile flooring, all-new custom kitchen cabinetry, designer countertops, and high-end appliances. The second floor leads to a serene primary suite sanctuary, offering soaring ceilings and a spa-inspired en suite bath—your personal retreat after a day on the water. Also on the second floor is a separate sitting room perfect for a movie room or game room (as it is currently used) and a private balcony overlooking the water. Step outside to your private tropical oasis, where a sparkling waterfront pool, private boat dock, and lift make it easy to embrace life on the water. Just across the Intracoastal waters, a small sandbar island invites boaters and kayakers to pull up, drop anchor, and enjoy a laid-back afternoon on the water with neighbors and friends. Located in the heart of Indian Rocks Beach, the home provides easy access to pristine Gulf beaches, waterfront dining, and endless coastal recreation. Adding to its appeal, local zoning allows for short-term rentals, offering excellent income potential for owners seeking a luxury waterfront property that can also generate revenue when not in use. This exceptional waterfront opportunity delivers the best of luxury coastal living, boating lifestyle, and income potential in one remarkable property.

Facts & Features

MFRTB8484658
$2,900,000
Active
4
5
4
1
3,319 sqft
0.2200
1968
Residential
Single Family Residence
N/A

Community Information

478 HARBOR DR N
Browns Add To Re-Rev Map Of Indian Beach
Indian Rocks Beach
Pinellas
FL
33785
No

Amenities

N/A
N/A
No
Yes
Yes

Interior

Ceiling Fans(s), Open Floorplan, Stone Counters, Thermostat, PrimaryBedroom Upstairs
Central, Electric
Central Air
Tile, Hardwood
N/A
2
Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Freezer, Exhaust Fan

Exterior

N/A
Stucco, Concrete, Brick
Slab
Metal
N/A
N/A

School Information

N/A
N/A
N/A

Additional Information

March 10, 2026
181
N/A
East
No

Mortgage Calculator

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This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. ENGEL & VOLKERS MADEIRA BEACH is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

181 days on market

Listing updated: Sep 11, 2026 · 3:45 PM

Listed by: Evan Pedone · 727-459-5543—ENGEL & VOLKERS MADEIRA BEACH · 727-394-7365

Updated from Real Estate Market Data

Location

AEAhmed ElbatrawyEmpire Network Realty

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