IDX

Listed by Robert Zoller, Jr · Courtesy of BRAINARD REALTY · 813-922-2891 · Agent MLS ID# MFR261564423 · Deemed reliable but not guaranteed. · Listing updated: Nov 13, 2026 · 11:38 PM

Active

4491 SE 89TH ST

Ocala, Marion, FL, 34480

$299,900

$195/sqft

3Beds
2Baths
1,541Sq Ft
2023Built
0Days on Market

About this home

**BUY THIS HOME WITH ZERO DOWN PAYMENT! USDA 100% FINANCING ELIGIBLE!** **YES, YOU READ THAT RIGHT—QUALIFIED BUYERS MAY PURCHASE THIS HOME WITH NO DOWN PAYMENT REQUIRED!** Thanks to its USDA financing eligibility, 4491 SE 89th Street offers an incredible opportunity to become a homeowner without the traditional down payment! Why keep renting when homeownership could be more affordable than you think? USDA loans offer qualified buyers **100% FINANCING**, making this an opportunity you don't want to miss! Welcome to this beautiful **2023-BUILT HOME** located in Ocala's desirable Summercrest community! Featuring **3 BEDROOMS, 2 BATHROOMS, 1,541 SQUARE FEET, AND A 2-CAR GARAGE**, this move-in-ready property combines modern finishes, an open-concept layout, and a HUGE LOT with exciting investment potential! Step inside to discover soaring ceilings, abundant natural light, and beautiful wood-look flooring throughout the main living areas. The spacious kitchen features dark cabinetry, stainless steel appliances, attractive countertops, decorative backsplash, and a large breakfast bar overlooking the living and dining spaces—perfect for entertaining! The split-bedroom floor plan provides additional privacy, while the primary suite offers a spacious walk-in closet and private bathroom featuring dual sinks and a walk-in shower. **NOW LET'S TALK ABOUT THE PROPERTY!** Situated on an **IMPRESSIVE NEARLY QUARTER-ACRE LOT**, this home offers something buyers are constantly searching for—SPACE! The backyard features a **BRAND-NEW VINYL PRIVACY FENCE**, providing an enormous enclosed outdoor area with plenty of room for pets, entertaining, recreation, gardening, or creating your dream backyard retreat! The screened-in lanai adds another inviting space to enjoy Florida living. **ATTENTION INVESTORS!** Looking for an opportunity to generate rental income? This newer home offers tremendous potential as a long-term rental investment, subject to applicable restrictions. Its modern construction, functional floor plan, spacious lot, and convenient location make it an attractive option for both homeowners and investors. Conveniently situated near shopping, dining, schools, and major roadways, with easy access to Ocala and Belleview! **WHY WAIT? 100% USDA FINANCING! NO DOWN PAYMENT FOR QUALIFIED BUYERS! NEWER CONSTRUCTION! BRAND-NEW VINYL FENCE! HUGE LOT! INCOME-PRODUCING POTENTIAL!** Opportunities like this don't come along every day! **Schedule your private showing today and ask how you may qualify to purchase this home with ZERO DOWN PAYMENT!** *USDA financing subject to buyer income, credit, property eligibility, lender underwriting, and program requirements. Closing costs and other expenses may still apply.*

Facts & Features

MFRTB8566660
$299,900
Active
3
2
2
0
1,541 sqft
0.2400
2023
Residential
Single Family Residence
N/A

Community Information

4491 SE 89TH ST
Summercrest
Ocala
Marion
FL
34480
No

Amenities

N/A
N/A
No
No
No

Interior

Ceiling Fans(s)
Heat Pump
Central Air
Carpet, Ceramic Tile
N/A
1
Dishwasher, Disposal, Dryer, Refrigerator, Washer, Range, Range Hood

Exterior

Sidewalk
Block, Stucco
Slab
Shingle
N/A
N/A

School Information

Legacy Elementary School
Belleview Middle School
Belleview High School

Additional Information

November 13, 2026
0
PUD
East
No

Mortgage Calculator

$
$
%
Years
Percent per year

This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. BRAINARD REALTY is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

0 days on market

Listing updated: Nov 13, 2026 · 11:38 PM

Listed by: Robert Zoller, Jr · 305-903-7593—BRAINARD REALTY · 813-922-2891

Updated from Real Estate Market Data

Location

AEAhmed ElbatrawyEmpire Network Realty

Get in Touch

You may also like

Similar Properties

Show More
24 DOGWOOD DRIVE LOOP — home for sale

$265,500

24 dogwood drive loop

3Beds
2Baths
MFROM732253MLS ID
1,459SqFt

Courtesy of ⁨LPT REALTY, LLC⁩

155 JUNIPER CIR — home for sale

$294,500

155 juniper cir

3Beds
2Baths
MFROM735830MLS ID
1,369SqFt

Courtesy of ⁨CENTRAL CITY REALTY⁩

TBD SW 179 PL — home for sale

$784,000

tbd sw 179 pl

6Beds
4Baths
MFRS5161342MLS ID
3,500SqFt

Courtesy of ⁨REAL BROKER, LLC⁩