IDX

Listed by Meshell Perry · Courtesy of DOGWOOD REALTY FLORIDA · 817-670-5733 · Agent MLS ID# MFR270531534 · Deemed reliable but not guaranteed. · Listing updated: Nov 8, 2026 · 12:06 AM

Active

424 CEDAR CREEK RD

Palatka, Putnam, FL, 32177

$885,000

$381/sqft

3Beds
3Baths
2,323Sq Ft
2021Built
24Days on Market

About this home

125 FEET OF ST. JOHNS RIVER FRONTAGE! Experience the ultimate Florida riverfront lifestyle on 1.26 fenced acres with your own private dock and incredible outdoor living space. Built just 5 years ago, this beautifully designed 3-bedroom, 3-bath home offers 2,323 heated and cooled square feet plus more than 1,300 square feet of wraparound porches crafted to take full advantage of the scenic riverfront setting. The impressive outdoor living area includes a 12x56 covered back porch overlooking the river—the perfect setting for morning coffee, family gatherings, high-end entertaining, or simply unwinding by the water. Inside, enjoy LVP flooring, granite countertops, solid wood soft-close cabinetry, and premium appliances. Complete with a 24x40 detached workshop, 3-person Jacuzzi, 24KW generator, and electric gate, 424 Cedar Creek Rd offers the space and lifestyle to make the St. Johns River your backyard! solid wood soft-close cabinetry and walk-in closets in every bedroom. The well-equipped kitchen features a gas LG double-oven range, KitchenAid electric wall oven and Samsung Bespoke refrigerator. A spacious laundry room offers additional cabinetry, a utility sink and granite countertops. This home was built with durability and efficiency in mind, featuring 2x6 exterior wall construction, ZIP System sheathing, a metal roof, hardboard siding, high-efficiency 18 SEER Trane variable-speed HVAC system, tankless gas water heater and a 24KW whole-house generator supplied by a 250-gallon propane tank. Storage and workspace are exceptional with an attached finished 2-car garage plus a detached 24x40 metal building with A/C and an additional 12x40 carport. The property also features an electric entry gate, whole-house water filtration and softener system, pump house, additional electrical capacity for future backyard improvements and a recently replaced septic pump. Riverfront, acreage, exceptional construction, more than 1,300 square feet of covered outdoor living and room for the boats, vehicles, toys and hobbies--424 Cedar Creek Rd offers the space and lifestyle to make the St. Johns River your backyard.

Facts & Features

MFRO6441756
$885,000
Active
3
3
3
0
2,323 sqft
1.2600
2021
Residential
Single Family Residence
N/A

Community Information

424 CEDAR CREEK RD
Bunchs Sub
Palatka
Putnam
FL
32177
No

Amenities

N/A
N/A
No
No
No

Interior

Open Floorplan, Split Bedroom, Eat-in Kitchen
Central
Central Air
Carpet, Luxury Vinyl
N/A
N/A
Built-In Oven, Dishwasher, Disposal, Microwave, Refrigerator, Gas Water Heater

Exterior

Outdoor Kitchen
Concrete, Frame
Slab
Metal
N/A
N/A

School Information

N/A
N/A
N/A

Additional Information

September 29, 2026
24
RESI
East
No

Mortgage Calculator

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This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. DOGWOOD REALTY FLORIDA is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

24 days on market

Listing updated: Nov 8, 2026 · 12:06 AM

Listed by: Meshell Perry · 904-875-2486—DOGWOOD REALTY FLORIDA · 817-670-5733

Updated from Real Estate Market Data

Location

AEAhmed ElbatrawyEmpire Network Realty

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