IDX

Listed by Amanda Wright · Courtesy of REMAX EXPERTS · 863-802-5262 · Agent MLS ID# MFR265578704 · Deemed reliable but not guaranteed. · Listing updated: Oct 29, 2026 · 7:41 PM

Active

38 QUEEN OF WATERS ST

Lake Wales, Polk, FL, 33898

$249,900

$217/sqft

2Beds
2Baths
1,152Sq Ft
2008Built
584Days on Market

About this home

THIS HOME QUALIFIES FOR 100% FINANCING (No PMI and No Income Restrictions with preferred lender). Enjoy lakefront living in the highly sought-after Saddlebag Lake Resort, a gated 55+ community where you own the land and enjoy resort-style amenities. This well-maintained 2-bedroom, 2-bath home offers beautiful waterfront views and a peaceful setting with a greenway on one side, providing added privacy. A spacious 24’ x 10’ screened porch overlooks the lake and offers the perfect space to relax and enjoy the view. Inside, the home features an open-concept floor plan with a spacious kitchen and island, ideal for entertaining and everyday living. The home is partially furnished and includes a washer and dryer, making it move-in ready. The primary bedroom features a large closet and an ensuite bathroom with a double vanity and walk-in shower. The guest bedroom also offers a generous closet, and the guest bathroom includes a tub/shower combination. This home has been meticulously maintained with major updates already completed, including a new roof in December 2022 and an HVAC system replaced in 2022. A large 24’ x 24’ carport was added in 2014, providing ample shade and coverage for vehicles. The landscaped yard is low maintenance, allowing you more time to enjoy the community and lake lifestyle. A ramp provides easy access to the home, and a fire hydrant located on the property offers added peace of mind. A large storage shed is included and is spacious enough for a golf cart. Saddlebag Lake Resort is an active adult 55+ community known for its extensive amenities and vibrant lifestyle. Residents enjoy access to a heated pool, sauna, hot tub, shuffleboard courts, tennis and pickleball courts, horseshoe pits, and a clubhouse with a full kitchen and library. The community also features a dog park with a wash station, a golf practice range, RV and boat storage area, and a private boat launch. The lakefront beach house includes a kitchen and restrooms and provides a perfect setting for gatherings and events. Numerous social clubs and activities are available for residents, including fishing, golf, men’s and women’s clubs, a dog owners’ club, horseshoes, and organized travel opportunities coordinated for the community. This property offers the opportunity to enjoy affordable lakefront living with resort-style amenities in one of Central Florida’s most desirable 55+ communities. Schedule your private showing today.

Facts & Features

MFRL4951660
$249,900
Active
2
2
2
0
1,152 sqft
0.1000
2008
Residential
Manufactured Home
Florida

Community Information

38 QUEEN OF WATERS ST
Saddlebag Lake
Lake Wales
Polk
FL
33898
Yes

Amenities

Clubhouse, Pool, Shuffleboard Court, Tennis Court(s), Fitness Center, Recreation Facilities, Pickleball Court(s), Gated, Racquetball, Spa/Hot Tub, Security, Sauna, Storage, Laundry
N/A
No
Yes
No

Interior

Ceiling Fans(s), Open Floorplan, Vaulted Ceiling(s), L Dining, Living Room/Dining Room Combo, Thermostat, Window Treatments, Primary Bedroom Main Floor
Electric
Central Air
Laminate, Linoleum
N/A
N/A
Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater, Range

Exterior

Rain Gutters, Awning(s), Lighting
Other, Vinyl Siding, Frame
Slab, Crawlspace, Other
Shingle
N/A
Paved, Level, Cleared, Private, Flood Insurance Required

School Information

N/A
N/A
N/A

Additional Information

March 24, 2025
584
PUD
West
No

Mortgage Calculator

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This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. REMAX EXPERTS is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

584 days on market

Listing updated: Oct 29, 2026 · 7:41 PM

Listed by: Amanda Wright · 863-221-5230—REMAX EXPERTS · 863-802-5262

Updated from Real Estate Market Data

Location

AEAhmed ElbatrawyEmpire Network Realty

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