




362 LAKE ST
Umatilla, Lake, FL, 32784
$339,999
$254/sqft
About this home
Assumable FHA loan at a 2.62% interest rate available to qualified buyers, subject to lender approval! Sellers report a current monthly mortgage payment under $1,500. Buyers must cover the difference between that balance and the purchase price through cash or separately approved financing. Secondary financing may be available, subject to approval, with an additional payment. Built in 2021, this 3-bedroom, 2-bathroom home sits on a .40-acre lot in Umatilla with NO HOA. The open floor plan features LVP flooring throughout with no carpet, updated tile work in both bathrooms, and a spacious primary suite with a large walk-in closet and custom shelving. Smart home technology allows control of lighting, ceiling fans, garage doors, and exterior door locks through Alexa. The upgraded front door lock can also be operated directly from your phone, and an installed security camera system adds convenience. The living room features a projector setup with HDMI and USB connectivity for compatible streaming devices, including Roku or Fire Stick. Outside, the driveway has been extended with pavers on both sides for additional parking. The expanded rear porch provides an oversized, fully screened outdoor living area with ceiling fans and lighting, offering space for dining, entertaining, or relaxing. The fully fenced backyard includes a dedicated playground area with ample room remaining for pets, gardening,
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This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. LPT REALTY, LLC is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.
82 days on market
Listed by: Alexis Gibson · 352-408-9997—LPT REALTY, LLC · 877-366-2213
Updated from Real Estate Market Data
MLS/IDX data last updated: November 14, 2026 7:13 AM . All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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