IDX

Listed by Alexis Gibson · Courtesy of LPT REALTY, LLC · 877-366-2213 · Agent MLS ID# MFR260507495 · Deemed reliable but not guaranteed. · Listing updated: Nov 13, 2026 · 7:53 PM

Active

362 LAKE ST

Umatilla, Lake, FL, 32784

$339,999

$254/sqft

3Beds
2Baths
1,341Sq Ft
2021Built
82Days on Market

About this home

Assumable FHA loan at a 2.62% interest rate available to qualified buyers, subject to lender approval! Sellers report a current monthly mortgage payment under $1,500. Buyers must cover the difference between that balance and the purchase price through cash or separately approved financing. Secondary financing may be available, subject to approval, with an additional payment. Built in 2021, this 3-bedroom, 2-bathroom home sits on a .40-acre lot in Umatilla with NO HOA. The open floor plan features LVP flooring throughout with no carpet, updated tile work in both bathrooms, and a spacious primary suite with a large walk-in closet and custom shelving. Smart home technology allows control of lighting, ceiling fans, garage doors, and exterior door locks through Alexa. The upgraded front door lock can also be operated directly from your phone, and an installed security camera system adds convenience. The living room features a projector setup with HDMI and USB connectivity for compatible streaming devices, including Roku or Fire Stick. Outside, the driveway has been extended with pavers on both sides for additional parking. The expanded rear porch provides an oversized, fully screened outdoor living area with ceiling fans and lighting, offering space for dining, entertaining, or relaxing. The fully fenced backyard includes a dedicated playground area with ample room remaining for pets, gardening,

Facts & Features

MFRG5115104
$339,999
Active
3
2
2
0
1,341 sqft
0.3900
2021
Residential
Single Family Residence
Custom

Community Information

362 LAKE ST
Vista Oaks
Umatilla
Lake
FL
32784
No

Amenities

N/A
N/A
No
No
No

Interior

Open Floorplan, Walk-In Closet(s), Eat-in Kitchen, Kitchen/Family Room Combo, Stone Counters, Thermostat, Crown Molding
Central
Central Air
Vinyl
N/A
N/A
Dishwasher, Disposal, Microwave, Electric Water Heater, Range, Range Hood

Exterior

Rain Gutters, Sidewalk, Playground
Block, Stucco, Stone
Slab
Shingle
Vinyl
In County, Level, Sidewalk, Corner Lot

School Information

Umatilla Elem
Umatilla Middle
Umatilla High

Additional Information

July 15, 2026
82
N/A
South
No

Mortgage Calculator

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Years
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This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. LPT REALTY, LLC is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

82 days on market

Listing updated: Nov 13, 2026 · 7:53 PM

Listed by: Alexis Gibson · 352-408-9997—LPT REALTY, LLC · 877-366-2213

Updated from Real Estate Market Data

Location

AEAhmed ElbatrawyEmpire Network Realty

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