




3157 N CANAL DR
Palm Harbor, Pinellas, FL, 34684
$1,695,000
$377/sqft
About this home
LAKE TARPON LUXURY WATERFRONT LIVING Wake up steps from your private dock, launch your boat from your backyard, and spend the day exploring one of Tampa Bay's most sought-after freshwater lakes. Positioned along a protected canal with direct access to Lake Tarpon, this exceptional waterfront residence delivers the lifestyle buyers seek: boating, entertaining, multigenerational living, and year-round outdoor enjoyment. Designed for both everyday living and memorable gatherings, the home offers nearly 4,500 square feet of thoughtfully updated space, featuring 5 bedrooms, 3.5 baths, soaring ceilings, a dramatic three-story foyer, expansive living areas, two full kitchens, two laundry rooms, and a private first-floor guest or in-law suite with close-off pocket door access. The oversized 3-car garage includes a dedicated 10' x 10' storage room and extensive built-in shelving. Outdoor living is at the heart of this property. Enjoy the screened pool enclosure, waterfront entertaining areas, and a fully refurbished private dock with covered lifts and direct boating access to Lake Tarpon. Whether you're hosting family and friends, fishing at sunrise, or taking an evening cruise, the waterfront lifestyle begins the moment you step outside. Beyond its lifestyle appeal, this home benefits from significant capital investments that dramatically reduce future ownership costs and contribute to exceptional long-term value: • New Roof (2021) • Three New HVAC Systems (2023) • Complete Hardie Board ColorPlus Exterior Upgrade Over Full House Wrap (2019) • Windows and Pool-Deck Sliding Doors Replaced (2019) • Refurbished Private Dock with Davits and Covered Lifts (2023) These major improvements enhance durability, energy efficiency, insurance appeal, storm resilience, and overall peace of mind, creating true turn-key ownership. Additional advantages include NO HOA FEES, NO DEED RESTRICTIONS, and NO FLOOD INSURANCE REQUIREMENT (per LOMA documentation). The home may also be purchased fully furnished, offering a seamless transition into one of Palm Harbor's most desirable waterfront communities. 360° Virtual Tour, Interactive Floor Plan, and Video Walkthrough Available.
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This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. PREMIER COMMUNITY REALTY INC is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.
38 days on market
Listed by: Brett Schroder · 727-808-1288—PREMIER COMMUNITY REALTY INC · 727-808-1288
Updated from Real Estate Market Data
MLS/IDX data last updated: November 14, 2026 3:08 PM . All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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