IDX

Listed by Sean Flatley · Courtesy of KELLER WILLIAMS REALTY AT THE PARKS · 407-629-4420 · Agent MLS ID# MFR261224699 · Deemed reliable but not guaranteed. · Listing updated: Nov 5, 2026 · 8:35 PM

Active

1285 HILLTOP PL

Saint Cloud, Osceola, FL, 34772

$499,000

$163/sqft

4Beds
4Baths
3,068Sq Ft
2021Built
2Days on Market

About this home

Welcome to The Reserve at Pine Tree. This beautifully maintained and designed 4-bedroom, 3.5-bath home sits in a peaceful, family-oriented St. Cloud neighborhood. This property offers the perfect blend of comfort, modern living, and convenience in one of Central Florida’s fastest-growing areas. The home features a bright and inviting open layout with stylish finishes and thoughtfully designed spaces that make everyday living and entertaining effortless. The home welcomes you with high ceilings throughout the main living areas, creating an open and airy atmosphere ideal for everyday living and entertaining. The spacious kitchen serves as the heart of the home, featuring a large center island, stainless steel appliances, ample cabinetry, and generous counter space. Eat-in kitchen with a designer backsplash. In-wall oven, solid wood cabinetry, high ceilings, walk-in pantry. First-floor laundry room. New AC 2025. Upstairs includes a spacious primary suite, 3 additional bedrooms, Jack & Jill bath, large loft, & a convenient laundry chute to the 1st floor laundry room. Well-manicured yard, fenced, paver driveway. Gutters, Keyless Entry, French doors, recessed lighting, arched architectural features, built-ins, etc. Tons of natural light. Paved backyard patio with plenty of room for a custom pool, creating the perfect private oasis for Florida living. Residents enjoy a wealth of community amenities, including a vibrant clubhouse for social events, a refreshing pool and cabana for relaxation, a playground and park for family fun, and scenic walking trails or ponds for strolls—all maintained through a low-cost HOA with no CDD fees. Also, features a state-of-the-art fitness center. Highly accessible to local recreation spots, including the Royal St. Cloud Golf Links and St. Cloud Lake Front Park. Minutes away from the Orlando Health St. Cloud Hospital. Nestled off Old Canoe Creek Road, the neighborhood sits just a short drive from the Florida Turnpike, striking a balance between a quieter suburban retreat and straightforward commuting

Facts & Features

MFRO6452769
$499,000
Active
4
4
3
1
3,068 sqft
0.1600
2021
Residential
Single Family Residence
Contemporary, Craftsman

Community Information

1285 HILLTOP PL
Reserve At Pine Tree
Saint Cloud
Osceola
FL
34772
No

Amenities

Clubhouse, Pool, Fitness Center, Park, Playground
N/A
No
No
No

Interior

Ceiling Fans(s), High Ceilings, Open Floorplan, Vaulted Ceiling(s), Walk-In Closet(s), Eat-in Kitchen, Solid Wood Cabinets, Living Room/Dining Room Combo, Kitchen/Family Room Combo, Stone Counters, Thermostat, Window Treatments, Solid Surface Counters, PrimaryBedroom Upstairs, Built-in Features, Tray Ceiling(s)
Central, Electric
Central Air
Laminate, Carpet, Ceramic Tile
N/A
2
Built-In Oven, Cooktop, Dishwasher, Microwave, Refrigerator, Electric Water Heater, Range Hood, Exhaust Fan

Exterior

Rain Gutters, Lighting, Garden, Sidewalk, Private Yard
Block, Stucco, Concrete, Brick
Slab
Shingle
Fenced, Vinyl
In County, Landscaped, Paved, Level, Cleared, Sidewalk

School Information

Michigan Avenue Elem (K 5)
Saint Cloud Middle (6-8)
Saint Cloud High School

Additional Information

November 2, 2026
2
R1
North
No

Mortgage Calculator

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This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. KELLER WILLIAMS REALTY AT THE PARKS is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

2 days on market

Listing updated: Nov 5, 2026 · 8:35 PM

Listed by: Sean Flatley · 609-208-8204—KELLER WILLIAMS REALTY AT THE PARKS · 407-629-4420

Updated from Real Estate Market Data

Location

AEAhmed ElbatrawyEmpire Network Realty

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