$
Active
1020 COTTONWOOD ST
Leesburg, Lake, FL, 34748
$324,900
$145/sqft
4Beds
2Baths
2,239Sq Ft
1954Built
7Days on Market
About this home
WALK TO THE LAKE! PRIVATE POOL • NO HOA/CDD • 4 BEDROOMS + 2 OFFICES • OVER ¼ ACRE • USDA ELIGIBLE! LOCATION, SPACE & FREEDOM! Enjoy the Florida lifestyle with nearby public lake access, fishing piers, scenic waterfront parks, and outdoor recreation along the beautiful Harris Chain of Lakes—all within walking distance! Located approximately 8 minutes from The Villages and just minutes from Downtown Leesburg, shopping, dining, and entertainment. Situated on an oversized 0.29-acre corner lot, this spacious single-story home offers 4 bedrooms PLUS 2 offices, 2 bathrooms, and 2,239 sq. ft. of living space. The flexible floor plan provides room to work from home, entertain, or pursue your hobbies. Step outside to your fenced backyard featuring a PRIVATE POOL, elevated deck, and patio area, surrounded by mature trees and plenty of outdoor space. NO HOA! NO CDD! Located in a USDA-eligible area, offering the possibility of ZERO DOWN PAYMENT for qualified buyers! Don't miss this opportunity to enjoy space, flexibility, and an unbeatable location. Schedule your private showing today!
Facts & Features
MLS ID#MFRTB8560866
Price$324,900
StatusActive
Bedrooms4
Bathrooms2
Full Baths2
Half Baths0
Square Footage2,239 sqft
Acres0.2900
Year Built1954
TypeResidential
SubtypeSingle Family Residence
StyleN/A
Community Information
Address1020 COTTONWOOD ST
SubdivisionLeesburg Lake Forest Unit 01
CityLeesburg
CountyLake
StateFL
Zip Code34748
Senior CommunityNo
Amenities
AmenitiesN/A
ParkingN/A
ViewNo
WaterfrontNo
PoolYes
Interior
Interior FeaturesCeiling Fans(s), Open Floorplan, Walk-In Closet(s), Solid Wood Cabinets, Living Room/Dining Room Combo, Thermostat, Crown Molding, Primary Bedroom Main Floor
HeatingCentral
CoolingCentral Air
FlooringTile, Luxury Vinyl
FireplaceN/A
Stories1
AppliancesDishwasher, Dryer, Microwave, Refrigerator, Washer, Range, Exhaust Fan, Gas Water Heater, Electric Cooktop
Exterior
Exterior FeaturesPrivate Mailbox, Private Yard
ConstructionBlock, Frame
FoundationSlab
RoofShingle
FencingFenced
Lot FeaturesOversized Lot, Corner Lot
School Information
ElementaryN/A
MiddleN/A
HighN/A
Additional Information
Date ListedOctober 24, 2026
Days on Market7
ZoningR-1
Direction FacesNorthwest
New ConstructionNo
Mortgage Calculator
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This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. THE ELITE REALTY EXPERIENCE is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.
7 days on market
Listed by: Yza Perez · 954-297-2689—THE ELITE REALTY EXPERIENCE · 813-493-1297
Updated from Real Estate Market Data
MLS/IDX data last updated: November 14, 2026 3:08 PM . All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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